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In an effort to continue to explore every avenue of financing available to our clients, several Howard Hanna Holt Real Estate employees met with a lender this afternoon to explore reverse home mortgages, a staple in refinancing for years which recently became an purchasing option. As a quick overview, Reverse home financing caters to those 62 years of age or older. It allows for someone to purchase or refinance their home with a downpayment and then use their equity to establish a credit line, live without any mortgage payments, etc. The difference is that when you get your bank statement your mortgage balance increases rather than decreases. While not for everyone, it is a useful tool for individuals to enjoy their golden age by downsizing their home, moving to a more age-friendly area while still owning a home, or just refinance and live off of their equity.
Contact a Howard Hanna Holt Real Estate agent for more information. http://www.howardhannaholt.com
Howard Hanna Holt Real Estate's newest agent, Crystal Ellsworth has already inked her first listing with us.
"Crystal has been in Real Estate for years, prior to joining us, so this is no surprise," said Peak Team Manager Nick Holt. "I have been extremely impressed with her work ethic and professionalism since she joined the Howard Hanna Holt family and am sure this will just be the first in a long line of accomplishments that she will have with us."
Her new listing at 1879 Pekin Road in the French Creek Township is a charming 3 bedroom Chalet with a loft and full basement. Within a mile of Peek n' Peak Ski Resort the property has additional acreage available and is has lots for planned development or additional acreage. The 70+ acres in total feature a stocked pond as well as a fisherman friendly creek.
Call today for more information. Also feel free to visit http://1023019.howardhanna.com for more photos. 
Chautauqua County-headquartered Howard Hanna Holt Real Estate, www.howardhannaholt.com, offers comprehensive residential and commercial real estate sales, leasing and related services including real property appraisals, property management, development services, vacation property rentals and traditional rentals. The locally-owned affiliate of Howard Hanna Real Estate Services has offices in Fredonia, Mayville and Westfield, on the grounds of Chautauqua Institution, at the BemusBay condominiums and at Peek'n Peak Resort and Spa.
Pittsburgh-headquartered Howard Hanna Real Estate Services is the 3rd largest independent real estate company in the United States, the country’s 4th largest full service real estate company and the 6th largest mortgage banking company in the nation. The company serves the Western New York, Western Pennsylvania, Eastern Ohio and West Virginia real estate markets.
Crystal K. Ellsworth has joined The Peak Team at Howard Hanna Holt Real Estate.
The company’s Peak Team is a dedicated group of real estate professionals devoted to the marketing of vacation properties at Chautauqua County’s Peek’n Peak Resort and Spa.
Ellsworth, a full-time Realtor®, is a member of the Chautauqua County Board of Realtors and the Greater Erie (PA) Board of Realtors as well as the New York, Pennsylvania and National Associations of Realtors.
She has 25 years of experience in customer service along with 12 years in sales and three years as a small business owner.
“Crystal has extensive knowledge of Chautauqua County and Erie County, Pennsylvania and has a special niche for properties in quaint villages such as Findley Lake and surrounding communities,” said Howard Hanna Holt Real Estate president George W. “Pete” Holt.
“Her strong skills in customer service and relationship building will serve our clients and customers extremely well.”
Holt noted that the company’s Peak Team members have access to the latest technology available in the real estate industry to assist sellers and buyers of Peek’n Peak properties. The resort and spa has 244 traditional condominium units, stand-alone condominium homes, time shares and vacation rentals.
“One of the reasons I joined Howard Hanna Holt Real Estate’s Peak Team is because of the company’s commitment to technology,” Ellsworth said. “It makes it convenient for customers to find and view properties online and enhances the ability of real estate professionals to offer first class guidance and exceptional service.”
Chautauqua County-headquartered Howard Hanna Holt Real Estate, www.howardhannaholt.com, offers comprehensive residential and commercial real estate sales, leasing and related services including real property appraisals, property management, development services, vacation property rentals and traditional rentals. The locally-owned affiliate of Howard Hanna Real Estate Services has offices in Fredonia, Mayville and Westfield, on the grounds of Chautauqua Institution, at the BemusBay condominiums and at Peek'n Peak Resort and Spa.
Pittsburgh-headquartered Howard Hanna Real Estate Services is the 3rd largest independent real estate company in the United States, the country’s 4th largest full service real estate company and the 6th largest mortgage banking company in the nation. The company serves the Western New York, Western Pennsylvania, Eastern Ohio and West Virginia real estate markets.
